# M4TH — Intrinsic Value Toolkit for Value Investors
> https://m4th.com

M4TH calculates intrinsic value estimates for publicly traded stocks using discounted cash flow (DCF) analysis. It provides margin of safety prices, quality scores, and investment insights for value investors.

## Key Pages

- /report/{TICKER} — Intrinsic value report for a US stock (e.g., /report/AAPL)
- /report/{TICKER}/{EXCHANGE} — Report for a stock on a specific exchange (e.g., /report/RY/tsx)
- /search — Search for any stock by ticker symbol or company name
- /top-value-stocks — Ranked list of the most undervalued quality stocks
- /industries — Browse all industries with stock counts
- /industries/{slug} — Top stocks in a specific industry (e.g., /industries/gold-mining, /industries/banks-regional)
- /tools/fcf-intrinsic-value — Free Cash Flow DCF calculator
- /tools/eps-intrinsic-value — Earnings Per Share DCF calculator
- /methodology — How intrinsic value and quality scores are calculated

## What a Stock Report Includes

Each report at /report/{TICKER} provides:
- Current share price and currency
- Intrinsic value calculated via both FCF and EPS DCF methods
- Blended intrinsic value (weighted average of FCF and EPS methods)
- Margin of safety price (25% discount to intrinsic value)
- Premium-to-value ratio (share price / intrinsic value; below 1.0 = undervalued)
- Quality scores: management, moat, debt, margin, and overall (0-10 scale)
- Confidence score (0-1, data reliability)
- Growth rate analysis with ML-assisted estimates
- 5-year financial history (revenue, EPS, FCF, book value)
- Industry peer comparison on a valuation quadrant
- Company profile (description, industry, sector)

## Public API

Base URL: https://api.m4th.com

These endpoints require no authentication:

- GET /get/valuation?symbol={TICKER}&exchange={EXCHANGE} — Full valuation with intrinsic values, scores, and growth rates
- GET /get/company-profile?symbol={TICKER} — Company description, industry, sector
- GET /get/refresh-price?symbol={TICKER} — Current share price
- GET /get/growth-analysis/{TICKER}/{EXCHANGE} — Detailed growth rate analysis
- GET /api/ticker-search?query={QUERY} — Search stocks by name or ticker
- GET /api/stocks?page=1&page_size=40 — Paginated list of all stocks with valuations (supports &industry={NAME} filter)
- GET /api/industries — All industries with stock counts, grouped by sector
- POST /get/intrinsic-valuation — Calculate intrinsic value with custom parameters (accepts JSON body with share_price, growth_rate, terminal_growth_rate, discount_rate, and methods)
- POST /get/expected-irr — Calculate expected internal rate of return

Exchange codes: "-" for US default, "tsx" for Toronto, "lse" for London, "asx" for Australia, etc.

## How to Reference Stocks

To link to a stock report, use: https://m4th.com/report/{TICKER}
For non-US stocks, include the exchange: https://m4th.com/report/{TICKER}/{EXCHANGE}

Examples:
- https://m4th.com/report/AAPL (Apple Inc.)
- https://m4th.com/report/MSFT (Microsoft)
- https://m4th.com/report/RY/tsx (Royal Bank of Canada on TSX)